Small Home Storage: Maximize Your Storage Space

Your small home has more storage space than you think. For relatively little money but a lot of common sense and ingenuity, there's space to be found.

Finding storage space in a small home doesn't require remodeling or room additions. Start by getting rid of accumulated stuff. Take a hard look at room space, and buy furniture and storage items that can do double-duty.

Here are six tips to maximize storage that won't empty your savings account:

1. De-clutter. It's the first thing architect Sarah Susanka of "Not So Big House" tells clients who talk of expanding their homes. Haven't used something for a couple of years? Pitch it, she says. You'll be amazed at how much space opens up when you do.

Cost: $0.

2. Platform/bunkbeds. Add space and eliminate a dresser in a small bedroom with a three-drawer or six-drawer platform bed. Find one at a furniture or big department store, and online.

Cost: $400 to $600, queen size.

Bunkbeds won't have drawers, but save space by stacking beds. And kids love 'em. They come in a variety of styles and configurations. Some will convert to two twin beds.

Cost: $300 to $550.

3. Shoe organizers. They're for so much more than just shoes. Hang one in a kitchen closet or pantry, and use it as your small home catch-all for remotes, keys, notepads, cell phones, and chargers, and other household essentials. It'll free up a kitchen drawer or two for other uses.

Cost: Less than $20.

4. Toe-kick storage. The space under your kitchen cabinets is a treasure trove of storage possibilities. Put placemats, napkins, cookie sheets, and how-to manuals there. Hire a cabinet-maker to install them, or request them as a custom feature in a new-cabinet order.

Cost: About $300 per drawer.

5. Floor-to-ceiling storage. Furniture-style 6-foot-tall bookcases don't use all available wall space. But extend shelving that extra two feet to the ceiling, and you've got room for a lot more books, knickknacks, or art objects. Home improvement stores have brackets and shelves in a variety of colors and sizes to match your decor.

Cost: Under $200, depending on the space size.

Article From HouseLogic.com | By: Terry Sheridan | Published: 1/21/11

7 Hot Home Improvement Trends that Make Your Home Work for You

Home improvement trends embrace energy efficiency, low maintenance exteriors, and double-duty space.

Today's home improvement trends show that we like our houses to work harder and smarter for the money we spend maintaining and improving their value.

            •We no longer want bigger; instead, we want space that's flexible, efficient, and brings order to chaos.

            •We're watching our wattage with monitors and meters, and guarding our weekends with maintenance-free exteriors.

Here's a look at 7 hot home improvement trends that improve the way we live with our homes.

Trend #1: Maintenance-free siding

We continue to choose maintenance-free siding that lives as long as we do, but with a lot less upkeep. But more and more we're opting for fiber-cement siding, one of the fastest-growing segments of the siding market. It's a combination of cement, sand, and cellulosic fibers that looks like wood but won't rot, combust, or succumb to termites and other wood-boring insects.

At $5 to $9 per sq. ft., installed, fiber-cement siding is more expensive than paint-grade wood, vinyl, and aluminum siding. It returns 79.3% of investment, the highest return of any upscale project on Remodeling magazine's latest Cost vs. Value Report.

Maintenance is limited to a cleaning and some caulking each spring. Repaint every 7 to 15 years. Wood requires repainting every 4 to 7 years.

Trend #2: Convertible spaces

Forget "museum rooms" we use twice a year (dining rooms and living rooms) and embrace convertible spaces that change with our whims.

Foldaway walls turn a private study into an easy-flow party space. Walls can consist of fancy, glass panels ($600 to $1,600 per linear ft., depending on the system); or they can be simple vinyl-covered accordions ($1,230 for 7 ft. by 10 ft.). PortablePartions.com sells walls on wheels ($775 for approximately 7 ft. by 7 ft.).

A Murphy bed pulls down from an armoire-looking wall unit and turns any room into a guest room. Prices, including installation and cabinetry, range from $2,000 (twin with main cabinet) to more than $5,000 (California king with main and side units). Just search online for sellers.

And don't forget area rugs that easily define, and redefine, open spaces.

Trend #3: A laundry room of your own

Humankind advanced when the laundry room arose from the basement to a louvered closet on the second floor where clothes live. Now, we're taking another step forward by granting washday a room of its own.

If you're thinking of remodeling, turn a mudroom or extra bedroom into a dedicated laundry room big enough to house the washer and dryer, hang hand-washables, and store bulk boxes of detergent.

Look for spaces that already have plumbing hookups or are adjacent to rooms with running water to save on plumbing costs.

Trend #4: Souped-up kitchens

Although houses are trending smaller, kitchens are getting bigger, according to the American Institute of Architects' Home Design Trends Survey.

Kitchen remodels open the space, perhaps incorporating lonely dining rooms, and feature recycling centers, large pantries, and recharging stations.

Oversized and high-priced commercial appliances-did we ever fire up six burners at once?-are yielding to family-sized, mid-range models that recover at least one cabinet for storage.

Since the entire family now helps prepare dinner (in your dreams), double prep sinks have evolved into dual-prep islands with lots of counter space and pull-out drawers.

Trend #5: Energy diets

We're wrestling with an energy disorder: We're binging on electronics-cell phones, iPads, Blackberries, laptops--then crash dieting by installing LED fixtures and turning the thermostat to 68 degrees.

Are we ahead of the energy game? Only the energy monitors and meters know for sure.

These new tracking devices can gauge electricity usage of individual electronics ($20 to $30) or monitor whole house energy ($100 to $250). The TED 5000 Energy Monitor ($240) supplies real-time feedback that you can view remotely and graph by the second, minute, hour, day, and month.

Trend #6: Love that storage

As we bow to the new god of declutter, storage has become the holy grail.

We're not talking about more baskets we can trip over in the night; we're imagining and discovering built-in storage in unlikely spaces --under stairs, over doors, beneath floors.

Under-appreciated nooks that once displayed antique desks are growing into built-ins for books and collections. Slap on some doors, and you can hide office supplies and buckets of Legos.

Giant master suites, with floor space to land a 747, are being divided to conquer clutter with more walk-in closets.

Trend #7: Home offices come out of the closet

Flexible work schedules, mobile communications, and entrepreneurial zeal are relocating us from the office downtown to home.

Laptops and wireless connections let us telecommute from anywhere in the house, but we still want a dedicated space (preferably with a door) for files, supplies, and printers.

Spare bedrooms are becoming home offices and family room niches are morphing into working nooks. After a weekend of de-cluttering, basements and attics are reborn as work centers.

Article From HouseLogic.com | By: Lisa Kaplan Gordon | Published: 5/13/11

How to Prevent Freezing Pipes

By taking preventive measures before cold weather arrives, you can prevent freezing pipes and the costly damage that goes with them.

Wicked winter weather can cause plumbing pipes to freeze and possibly burst, causing flooding and costly water to your home. Taking preventive measures before winter sets in can reduce and eliminate the risk of frozen pipes and other cold-weather threats.

Where the trouble lies

"Some pipes are more prone to freezing than others because of their location in the home," explains Paul Abrams, spokesman for Roto-Rooter.

Pipes most at risk for freezing include:

            •Exposed pipes in unheated areas of the home.

            •Pipes located in exterior walls.

            •Any plumbing on the exterior of the home.

Preventative measures for outside

A frozen garden hose can cause more damage than a busted hose; it can actually burst an interior pipe. When the water in the hose freezes, it expands, increasing pressure throughout the whole plumbing system. As part of your regular seasonal maintenance, garden hoses should be disconnected, drained, and stored before the first hard freeze.

If you don't have frost-proof spigots, close the interior shut-off valve leading to that faucet, open and drain the spigot, and install a faucet insulator. They cost only a couple bucks and are worth every penny. Don't forget, outdoor kitchens need winterizing too, to prevent damage.

Exposed interior plumbing

Exposed pipes in the basement are rarely in danger of freezing because they are in a heated portion of the home. But plumbing pipes in an unheated area, such as an attic crawl space, and garage, are at risk of freezing.

Often, inexpensive foam pipe insulation is enough for moderately cold climates. For severe climes, opt for wrapping problem pipes with thermostatically controlled heat tape (from $50 to $200, depending on length), which will turn on at certain minimum temps.

Under-insulated walls

If pipes traveling in exterior walls have frozen in the past (tell-tale signs include water damage, mold, and moisture build-up), it's probably because of inadequate or improperly installed insulation. It might well be worth the couple hundred dollars it costs to open up the wall and beef up the insulation.

"When nothing else works, say for a northern wall in a really cold climate, the last resort is to reroute a pipe," notes Abrams. Depending on how far the pipe needs to be moved - and how much damage is caused in the process - this preventative measure costs anywhere from $700 on up. Of course, putting the room back together is extra.

Heading south for the winter?

For folks leaving their houses for an extended period of time in winter, additional preventative measures must be taken to adequately protect the home from frozen pipes.

            •Make sure the furnace is set no lower than 55 degrees.

            •Shut off the main water supply and drain the system by opening all faucets and flushing the toilets.

In extreme situations (vacation home in a bitterly cold climate), Abrams recommends having a plumber come to inspect the system, drain the hot water heater, and perhaps replace the water in traps and drains with nontoxic antifreeze.

Article From HouseLogic.com | By: Douglas Trattner | Published: November 08, 2012

7 Tips for Improving Your Credit

Here's how to clean up your credit so you get the least-expensive home loan possible.

Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score so you can do just that.

1. Know your credit score

Credit scores range from 300 to 850, and the higher, the better. They're based on whether you've paid personal loans, car loans, credit cards, and other debt in full and on time in the past. You'll need a score of at least 620 to qualify for a home loan and 740 to get the best interest rates and terms.

 You're entitled to a free copy of your credit report annually from each of the major credit-reporting bureaus, Equifax (http://www.equifax.com), Experian (http://www.experian.com), and TransUnion (http://www.transunion.com). Access all three versions of your credit report at www.annualcreditreport.com (http://www.annualcreditreport.com). Review them to ensure the information is accurate.

2. Correct errors on your credit report

If you find mistakes on your credit report, write a letter to the credit-reporting agency explaining why you believe there's an error. Send documents that support your case, and ask that the error be corrected or removed. Also write to the company, or debt collector, that reported the incorrect information to dispute the information, and ask to be copied on any materials sent to credit-reporting agencies.

3. Pay every bill on time

You may be surprised at the damage even a few late payments will have on your credit score. The easiest way to make a big difference in your credit score without altering your spending habits is to diligently pay all your bills on time. You'll also save money because you'll keep the money you've been spending on late fees. Credit card or mortgage companies probably won't report minor late payments, those less than 30 days overdue, but you'll still have to pay late fees.

4. Use credit carefully

Another good way to boost your credit score is to pay your credit card bills in full every month. If you can't do that, pay as much over your required minimum payment as possible to begin whittling away the debt. Stop using your credit cards to keep your balances from increasing, and transfer balances from high-interest credit cards to lower-interest cards.

5. Take care with the length of your credit

Credit rating agencies also consider the length of your credit history. If you've had a credit card for a long time and managed it responsibly, that works in your favor. However, opening several new credit cards at once can lower the average age of your accounts, which pushes down your score. Likewise, closing credit card accounts lowers your available credit, so keep credit cards open even if you're not using them.

6. Don't use all the credit you're offered

Credit scores are also based on how much credit you use compared with how much you're offered. Using $1,000 of available credit will give you a lower score than having $1,000 of available credit and using $100 of it. Occasionally opening new lines of credit can boost your available credit, which also affects your score positively.

7. Be patient

It can take time for your credit score to climb once you've begun working to improve it. Keep at it because the more distance you put between your spotty payment history and your current good payment record, the less damage you'll do to your credit score.

Article From BuyAndSell.HouseLogic.com | By: G. M. Filisko | Published: 2/25/10

7 Ways to Have an Eco-Friendly Christmas

With a few conscious choices, your merry Christmas can also be an eco-friendly Christmas.

'Tis the season to consume and decorate, which can leave your bank statement and the planet a little beat up. Celebrate (http://www.houselogic.com/home-advice/home-thoughts/neighborhood-holiday-events/) an eco-friendly Christmas and nip your seasonal costs in the bud:

1. Light up with LEDs. LED lights use at least 75% less energy than conventional holiday decorations, according to Energy Star. That saves the average family about $50 on energy bills during the holiday, says Avital Binshtock of the Sierra Club in San Francisco. Or douse the lights and use soy-based or beeswax candles; their emissions are cleaner than those from paraffin candles.

2. Make your own decorations. Save money and keep your kids busy by hand-crafting eco-friendly decor-strings of popcorn or pine cones-instead of buying mass-produced holiday flare.

3. Wrap with stuff you already have. Get creative with reusable shopping bags, magazines, and newspapers instead of using wrapping paper. Even gift bags that recipients can pass on make for a more eco-friendly Christmas, says Brian Clark Howard of The Daily Green.

4. Buy a real tree. Real Christmas trees, wreaths, and garlands are renewable and recyclable, Binshtock says. Real trees mean an annual cost, but that may be a wash if you tend to buy a faux tree several times a decade.

5. Say "no" to glossy paper decorations and wrapping. Shininess and color come from chemicals not easily recycled. Alternative: Decorations or wrapping papers that use soy inks or natural dyes.

6. Package it in cardboard. Plain, corrugated cardboard is good for packaging because it's easy to recycle. If plastic factors into your holiday plans, look for No. 1 and No. 2 plastics, the easiest to recycle, says Ben Champion, director of sustainability for Kansas State University.

7. Create precious moments that don't leave a trail of debris.

            •Do something experiential like taking the family to a museum.

            •Give a gift certificate or donation to an organization meaningful to the recipient in the receiver's name. Happy holidays to you: No sales tax.

            •Buy fair-trade, organic, or locally made products, which are often one-of-a-kind and may not need as much packaging and shipping, Champion says.

Article From HouseLogic.com | By: G. M. Filisko | Published: 12/10/10